查看完整版本: 厦门光大银行再度创新 推出"天天省"房贷新品

蓝色海豚 2008-5-4 16:28

厦门光大银行再度创新 推出"天天省"房贷新品

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<P style="TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="FONT-SIZE: 10.5pt"><FONT color=#000000><FONT face=宋体>近日，光大银行房贷业务再度创新，推出<SPAN lang=EN-US>“</SPAN>天天省<SPAN lang=EN-US>”</SPAN>房贷新品。此款产品满足了客户节省利息、预留备用资金、轻松还款等诸多需求，真正做到了让客户<SPAN lang=EN-US>“</SPAN>省息、省心、省力<SPAN lang=EN-US>”</SPAN>。<SPAN lang=EN-US><o:p></o:p></SPAN></FONT></FONT></SPAN></P>
+x Yw%RjZ <P><SPAN style="FONT-SIZE: 10.5pt"><FONT color=#000000><FONT face=宋体>　　据介绍，<SPAN lang=EN-US>“</SPAN>天天省<SPAN lang=EN-US>”</SPAN>产品与传统个人住房贷款产品相比，主要有三方面的优势：一是节省了借款人的贷款利息；二是满足资金随时支取的需求；三是省去亲自到银行提前还款的麻烦。同时，办理此项业务的借款人也可自由选择固定利率或浮动利率。<SPAN lang=EN-US><o:p></o:p></SPAN></FONT></FONT></SPAN></P>
j^e3A"J.dr <P style="TEXT-INDENT: 21pt"><FONT color=#000000><FONT face=宋体><SPAN lang=EN-US style="FONT-SIZE: 10.5pt">“</SPAN><SPAN style="FONT-SIZE: 10.5pt">天天省<SPAN lang=EN-US>”</SPAN>究竟能为房贷者节省多少的利息？光大银行陈经理算了一笔账：张先生<SPAN lang=EN-US>3</SPAN>月<SPAN lang=EN-US>1</SPAN>日在光大申请办理<SPAN lang=EN-US>10</SPAN>年期<SPAN lang=EN-US>“</SPAN>天天省<SPAN lang=EN-US>”</SPAN>个人住房按揭贷款<SPAN lang=EN-US>80</SPAN>万元，并存入<SPAN lang=EN-US>16</SPAN>万元活期存款。<SPAN lang=EN-US>3</SPAN>月<SPAN lang=EN-US>1</SPAN>日，张先生可以提前偿还<SPAN lang=EN-US>6.35</SPAN>万元贷款本金，当日即节省<SPAN lang=EN-US>13.81</SPAN>元贷款利息。如果到<SPAN lang=EN-US>3</SPAN>月<SPAN lang=EN-US>31</SPAN>日，张先生保持账户余额不变，则当月节省贷款利息为<SPAN lang=EN-US>428.11</SPAN>元。按此计算，张先生每年可以节省贷款利息<SPAN lang=EN-US>5040.65</SPAN>元，<SPAN lang=EN-US>10</SPAN>年总计节省利息<SPAN lang=EN-US>50406.5</SPAN>元。详情请咨询光大银行贷款热线：分行营业部<SPAN lang=EN-US>(2296700)</SPAN>；厦大支行<SPAN lang=EN-US>(2575607)</SPAN>；江头支行<SPAN lang=EN-US>(5363599)</SPAN>；思明支行<SPAN lang=EN-US>(2687616)</SPAN>；湖里支行<SPAN lang=EN-US>(5658113)</SPAN>；海沧支行<SPAN lang=EN-US>(6580882)</SPAN>。<SPAN lang=EN-US><o:p></o:p></SPAN></SPAN></FONT></FONT></P>
c ev^)[(wa <P style="TEXT-INDENT: 21pt"><SPAN style="FONT-SIZE: 10.5pt"><FONT color=#000000><FONT face=宋体>希望对要买房的有所帮助。<SPAN lang=EN-US><o:p></o:p></SPAN></FONT></FONT></SPAN></P>
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